Employee benefits & health insurance options you can rely on!

Don't have the time to research employee benefit options? Paying too much? Not enough coverage?

We provide (at no cost) creative benefit consultation/planning to fit your company's or individual specific budget and needs!


A critical illness can strike suddenly and disrupt your daily life in ways that are both physical and financial. While it is important to have health insurance to cover the cost of your medical care, it is equally important to have coverage that can help you cover normal living expenses as well as other unexpected costs. In America, a heart attack occurs every 34 seconds, strokes are the leading cause of serious long-term disability, and medical bills contribute to 62 percent of all bankruptcies even though three-quarters of the families had medical insurance.  Most of us have deductibles, co-payments and coinsurance.  In addition, there are many non-medical expenses that health insurance does not cover ~ lost income, experimental treatments, travel, meals, day care, custodial care, etc. 

Critical Illness Direct supplemental insurance plans are simple. It pays you a lump-sum cash benefit in the event of a covered critical illness. These additional financial resources can be used for anything you choose; out-of-pocket medical expenses and deductibles, help offsetting a loss of income, or help with everyday living expenses.

It’s your money; how you spend it is your decision

Health Insurance and Supplemental/ Voluntary Benefits

  • HMO’s – PPO’s
  • HSA Health plans
  • Small and Large Group Benefits
  • Individual and Self-Employed Benefits
  • Disability
  • Life Insurance
  • Dental
  • Senior Products
  • Ministry Sharing Products
  • Supplemental/Voluntary
  • Life Insurance
  • Disability Insurance
  • Accident Indemnity
  • Cancer Indemnity
  • Hospital Indemnity
  • Vision
  • Critical Illness

We have options for individuals as well.  Contact us to review your options!


Discount Programs for Prescriptions and other benefits available.

Tracy McCarthy (508-685-9641) & Jennifer Wright (508-685-2155)

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