Employee benefits & health insurance options you can rely on!
Don't have the time to research employee benefit options? Paying too
much? Not enough coverage?
We provide (at no cost) creative benefit consultation/planning to fit
your company's specific budget and needs!
A critical illness can strike suddenly and disrupt your daily life in ways that are both physical and financial. While
it is important to have health insurance to cover the cost of your
medical care, it is equally important to have coverage that can help you
cover normal living expenses as well as other unexpected costs. In
America, a heart attack occurs every 34 seconds, strokes are the leading
cause of serious long-term disability, and
medical bills contribute to 62 percent of all bankruptcies even though
three-quarters of the families had medical insurance. Most of us have
deductibles, co-payments and coinsurance. In addition, there are many
non-medical expenses that health insurance does not cover ~ lost income,
experimental treatments, travel, meals, day care, custodial care, etc.
Critical Illness Direct
supplemental insurance plans are simple. It pays you a lump-sum cash
benefit in the event of a covered critical illness. These additional
financial resources can be used for anything you choose; out-of-pocket
medical expenses and deductibles, help offsetting a loss of income, or help with everyday living expenses.
It’s your money; how you spend it is your decision
Health Insurance and Supplemental/ Voluntary Benefits
- HMO’s – PPO’s
- HSA Health plans
- Self Funded Health Plans
- Group Benefits
- Long Term Care
- Life Insurance
- Senior Products
- Life Insurance
- Disability Insurance
- Accident Indemnity
- Cancer Indemnity
- Hospital Indemnity
- Critical Illness
We have options for individuals as well. Contact us to review your options!
Discount Programs for Prescriptions and other
Tracy McCarthy (508-685-9641) & Jennifer Wright
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